大象传媒

The Office of Student Accounts offers a payment plan for the fall and spring semesters which allows students the opportunity to make monthly payments during each semester.

• Click here for payment plan information.
• Sign up at  during the designated enrollment dates.
• Additional information for the Office of Student Accounts is available here.

Federal Direct PLUS Loans are unsubsidized loans available for credit-worthy parents of dependent students. PLUS Loans may cover educational expenses up to the cost of attendance minus all other financial assistance. Interest is charged during all periods, and the lender is the U.S. Department of Education.

• Repayment begins 60 days after the loan is fully disbursed. Deferment options are available while the student is in school.
• The fixed interest rate adjusts each year on July 1. Refer to  for updates.
  • For PLUS Loans first disbursed between July 1, 2025 and June 30, 2026, the interest rate is fixed at 8.94 percent.
  • For PLUS Loans first disbursed between July 1, 2024 and June 30, 2025, the interest rate is fixed at 9.08 percent.
• The origination fee adjusts each year on October 1. Refer to  for updates.
  • For PLUS Loans first disbursed between October 1, 2023 and before September 30, 2025, the origination fee is 4.228 percent.
• Families must complete the  and the parent must apply for the PLUS Loan at .
• The Office of Financial Aid will process a PLUS Loan upon notification of credit approval.
• The  must be signed by the parent prior to funds being credited to the student’s account.
• All borrowers will also be required to complete the entrance counseling at .
• Students must be enrolled in a minimum of 6 credit hours to be eligible for the loan.

You can learn more about Federal Direct Loans by watching the video below.

Private loans are based on the borrower’s (and co-borrower’s) credit and financial history. Select a lender based on the terms and benefits you find most appealing as terms, conditions, and interest rates vary with each lender.

• Families should complete the FAFSA and exhaust all Federal Direct Loan eligibility before borrowing.
• The Office of Financial Aid will process a private loan application after it has been approved by the lender. Until the application is complete and approved by the lender, the Office of Financial Aid is not aware of, nor able to certify eligibility for the loan.
• Loans will be split evenly between the fall and spring semesters. Therefore, families must determine their borrowing needs for the entire academic year.
• New laws now require students to complete the Private Education Loan Applicant Self-Certification Form in order to ensure borrowers understand the risks of private student loans and how to exhaust their federal loan eligibility before borrowing private loans. This form is available through the lender’s website.
• Students will need to promptly complete and return any disclosures sent to them by their lender.

Primary Private Loan Lenders for the 2025-2026 & 2024-2025 Academic Years

Please note: You are not required to borrow from one of the loan programs listed below. 大象传媒 will process private loans from any lending institution. The list below was compiled to assist families in their borrowing decisions.

 (Lender Code: 809921)

 (Lender Code: 900905)

 (Lender Code: 700700)

(Lender Code: 592052)

  (Lender Code: 888111)

 (Lender Code: 423587)

ELMSelect

大象传媒 is pleased to offer students and families the opportunity to compare private education loan programs by lender using . This comparison tool assists families with their lender and private loan program selection, and will also help the student and family in better understanding the long term costs of the loan programs being considered.

*Loans are based on the borrower’s (and co-borrower’s, if required) credit and financial history. While 大象传媒 may recommend these programs, approval of any loan will be based on information each lender has obtained and their specific credit criteria.

**Loans without a co-signer may be available for students who meet the eligibility criteria. For more information and to review eligibility, visit ELMSelect.

• Loans will be split evenly between the fall and spring semesters. Therefore, families must determine their borrowing needs for the entire academic year.
• Families should exhaust all Federal Direct Loan eligibility before borrowing.
• Families may borrow up to the total cost of attendance less the financial aid offered.
• Select the loan program based on the terms and benefits you find most appealing.
• Use the same loan program and/or servicer (for private loans) throughout the student鈥檚 college career. Borrowers who switch programs and servicers may be required to make payments to multiple lenders.
• Use caution when considering lenders or loan programs that market directly to you via mail or email.
• Apply by July 1.